Premium amounts

Your premium (an amount that's paid for an insurance policy) is based on: 

1. Your age at the start of the policy
2. The area (county) in which you live

You pay your monthly premium directly to your insurance company, not Access Health CT. 

How is my monthly bill calculated?

Your premium amount minus any financial help (if you qualify). In addition to your premium, you usually have to pay out-of-pocket costs to receive care, including deductibles, copayments, and coinsurance. 

The amount you pay each month for your health insurance premium, and the costs you pay out of pocket for receiving care, will vary depending on the plan you have. When you shop and compare plans through Access Health CT, you can use our metal levels (Bronze, Silver and Gold) to help show differences in costs between plans. 

Changes to your household information can sometimes impact your financial help, which can impact your monthly bill.