Form 1095-A

Written by Access Health CT | Published August 20th, 2021 | Updated August 20th, 2021

If you or anyone in your household enrolls in a Qualified Health Plan (QHP) through Access Health CT, you will receive a Form 1095-A from Access Health. You will need this form from Access Health CT to complete your federal income tax return - even if you did not receive financial help (tax credits) or were only enrolled for one month. Individuals enrolled in a Catastrophic plan will not receive a Form 1095-A. 

Access Health CT sends a 1095-A to the primary tax filer in the household by January 31 of each year. The 1095-A will have information about the prior coverage year (ex: if you had coverage in 2019, the Form 1095-A was issued by January 31, 2020).




What is a 1095-A?

A 1095-A is a tax form issued by Access Health CT. It is sent to the primary tax filer in the household and will include any member of the household who was enrolled in a qualified health plan.

Form 1095-A shows:

  • Who had qualified coverage in your household,

  • Your household plan information and monthly payment (known as a premium), and

  • The amount of money paid to your insurance company to help lower your monthly costs (known as Advance Premium Tax Credits or APTCs).


Who will receive Form 1095-A from Access Health CT?

The primary tax filer in a household, where at least one household member had a Qualified Health Plan (QHP) through Access Health CT in the previous calendar year.


Who Will NOT receive a Form 1095-A from Access Health CT?

1. Individuals who had a Catastrophic Plan through Access Health CT will NOT receive a Form 1095-A for their coverage.

2.  Individuals who had HUSKY Health Coverage (Medicaid) can request Form 1095-B from the Department of Social Services, not Access Health CT.

3. You should expect a  Form 1095-C if you had coverage through your employer or through Medicare. If you have questions, please contact your employer or the Centers for Medicare and Medicaid Services (CMS). 


Why is the 1095-A Important?

The 1095-A is used by a primary tax filer to:

  • Reconcile advance payments of the premium tax credit (financial help) on their tax returns

  • Prove enrollment in minimum essential coverage

  • Complete IRS Form 8962 as part of one’s federal income tax return, which the IRS uses to determine whether you received the correct amount of tax credits (financial help). 8962 forms can be downloaded at irs.gov website. Please see a tax professional for help with completing Form 8962.


Where can I find my Form 1095-A?


Sign in to your Access Health CT account and click "My Inbox". (If you don’t find your Form 1095-A in your inbox, click "View More" and then type “1095” in the search bar). You may need to reset your password if it’s been a while since you logged in.


Remember when filing your taxes:

  • If you received tax credits (financial help) and you do not file your tax return with IRS Form 8962 to reconcile your tax credits, you will not be able to receive tax credits in future years until you file your tax return.

  • If your filing or income information has changed since you applied for healthcare coverage, you may have to pay back some or all of the tax credits (financial help) you received.

More About Form 1095-A

When does it arrive?

Each year, the Form 1095-A is sent by Access Health CT by January 31 with information about the prior coverage year (ex: For coverage in the year 2019, Form 1095-A was sent by January 31, 2020). If you do not receive your Form 1095-A by February 15, please contact Access Health CT.

How does it arrive?

Form 1095-A is sent to customers by mail and is made available in their online account. 


1095-A forms CANNOT be emailed or faxed. If you’ve misplaced your 1095- A form, please
contact us for assistance.

What should customers do with the form?

Check the information on your Form 1095-A. Make sure the information is up-to-date for everyone covered under your plan. That includes your name, home address, health plan information, and tax credits (if applicable). If any of the information in Form 1095-A is wrong, please call us at 1-855-805-4325 (TTY 1-855-789-2428).

Why do the monthly payments (premiums) on the Form 1095-A NOT match the premium bill from your insurance company?

  • The premium amount in Column A of your Form 1095-A may show an amount different than what you paid all year because amounts in Column A show only the portion of your premium that covers Essential Health Benefits.

  • Plans sold through Access Health CT are required to cover Essential Health Benefits.

  • Insurance companies may offer benefits in addition to the Essential Health Benefits, so the premium paid may be different than the amount listed in Column A to cover these additional benefits.

To view or print your Form 1095-A online


Sign in to your Access Health CT account and click "My Inbox". (If you don’t find your Form 1095-A in your inbox, click "View More" and then type “1095” in the search bar) 

 You may need to reset your password if it’s been a while since you logged in.

For questions, reprints, or errors in your Form 1095-A

Call us at 1-855-805-4325

Online Account Access

If you are locked out of your online account or if you need to create one, you must call us at 1-855-805-4325 (TTY 1-855-789-2428 or contact us with a relay operator).






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